
Your Family’s Future Starts Here
Affordable and straightforward life insurance solutions for every stage of life
Protect What Matters Most –
ABOUT US
We believe every family deserves financial protection and peace of mind. Life is unpredictable, but insurance ensures your loved ones are always secure.
We partner with top insurance companies to offer affordable, easy-to-understand policies with valuable living benefits—so you can use them throughout life, not just after. Whether securing your family’s future or planning for final expenses, we’re here to guide you every step of the way.
Our mission is simple: to make life insurance easy to understand and accessible to all families. With trusted advisors, educational resources, and a commitment to personalized service, we help you build a financial safety net that lasts for generations.


Anna Olga Hawkes,
Founder @Insurance101.Life
OUR PROMISE TO YOU
We partner with top insurance companies to offer affordable, easy-to-understand policies with valuable living benefits—so you can use them throughout life, not just after. Whether securing your family’s future or planning for final expenses, we’re here to guide you every step of the way.
Expert Guidance


Our experienced agents provide personalized support to help you choose the right plan.




Affordable Rates
We offer competitive rates to fit your budget without compromising coverage.
With years of experience, we are a reliable partner in safeguarding your family’s future.
Trusted Protection
INSURANCE PLANS FOR EACH STAGE OF LIFE






CHILD'S WHOLE LIFE
TERM LIFE
FINAL EXPENSE
Provides lifelong coverage with a policy that grows in value.
A financial head start that can be used for college, emergencies, or future needs.
Locked-in rates for life, ensuring affordability.
Affordable coverage for young families.
Protects your income, mortgage, and children’s future.
Provides peace of mind for 10, 20, or 30 years.
We partner with insurance companies offering policies with valuable living benefits.
Designed for seniors to cover funeral and end-of-life expenses.
Ensures that loved ones aren’t burdened with unexpected costs.
Small, affordable policies with no medical exam required in most cases.
At Insurance 101 Life, we take a holistic approach to financial security. Rather than offering a one-size-fits-all solution, we take the time to understand each client’s unique goals, concerns, and dreams. It allows us to craft strategies for protection, financial growth, and stability. Here’s a quick look at the policies we primarily work with.


How to Calculate the Right Life Insurance Amount:
Life insurance isn’t just about numbers—it's about love, security, and the legacy you leave behind.
To find the right amount, consider the following:
✔ Your Income – Multiply your annual earnings by 10-15 to replace lost income.
✔ Number of Dependents – More loved ones relying on you means more protection is needed.
✔ Debts & Expenses – Cover your mortgage, loans, and final costs so your family isn’t burdened.
✔ Future Dreams – Ensure your kids’ education, spouse’s retirement, and cherished goals stay alive.
✔ Legacy – Leave behind more than memories—create a lasting impact through generational wealth or charitable giving.
✔ Existing Assets – Subtract savings or other policies to fill the real gap.
Let’s find the plan that resonates with your life situation and works best for you.
Ready to Secure Your Family's Future?
Contacting us is the first step toward protecting what matters most—your loved ones. We understand that planning for the future can feel overwhelming, but we’re here to guide you with personalized options that ensure your family is cared for, no matter what.
Request a free quote today and take the first step towards protecting your loved ones. Our experts are ready to help you find the perfect coverage for your needs.
Phone
702.718.1845
info@insurance101.life
“Thanks to Insurance101.life, I went from confused to confident about my financial protection. They didn’t just sell me a policy; they gave me the knowledge to make the best choice for my family. I can finally breathe easy knowing we’re covered for whatever comes next.”
David W.
WHAT CLIENTS SAY ABOUT US
“I never realized how powerful life insurance could be until Anna and Stella broke it down for me. They made it easy to understand and even easier to take action. Their simple, clear guidance helped me choose a plan that protects my family’s future. Now, I have peace of mind knowing my loved ones will always be secure.”
Sarah L.
“My mother always said she didn’t want to leave us with any burdens. Thanks to Stella, I got her a final expense policy, and when she passed, we didn’t have to scramble to cover funeral costs. Instead of financial stress, we were able to focus on honoring her life the way she deserved.”
Olivia M.
“Getting a life insurance policy for my daughter wasn’t something I had thought about before, but Anna showed me how it could give her a financial head start. It’s more than just protection—it’s a gift for her future. One day, she can use it for college or a first home, which means everything to me.”
Emily T.
SUBSCRIBE
Our mission is to give families the security and peace of mind they deserve with reliable, affordable life insurance. We craft personalized protection by blending policies that work together, ensuring the best coverage for every stage of life.